Chances are if you own a home or property, you have some type of insurance policy that protects it from certain catastrophes.
If you experience a loss to your property, and you choose to file a claim with your insurance carrier, they will give you a claim number and assign an adjuster to assess the damages to your property.
In an effort to streamline the claims process, many insurance carriers have entered into a service agreement with qualified insurance restoration companies. With that being said, the adjuster assigned to your claim will give you contact information for a contractor and you can decide if you want that contractor to provide an estimate and complete the repair work. The insurance company cannot require you to use a particular contractor.
However, the advantage to using an insurance restoration company is the fact that they will conduct a complimentary no commitment inspection to your home. Also, they have an established relationship with insurance carriers and adjuster along with a working knowledge of the claims process. This knowledge enables the contractor to produce the proper legal documentation required to complete the work. The contractor has expertise in writing line-item estimates and will use industry pre-agreed values for each type of work on a job. They will provide details for each step in the repair process and provide the precise cost for these steps. This can often expedite the claim process and cut down on delays.
In conclusion, the insurance restoration company works for you and they are customer service driven to ensure that you are satisfied with the work that is performed. All work is guaranteed and is performed by highly trained professionals.
